Krungthai Thanawat Loan

Krungthai Thanawat Loan

Fast cash loan available for Krungthai Bank’s payroll customers.
HIGHLIGHT
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Reserve some cash for urgent use
with maximum credit limit 15 times of salary
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Low interest rate
No guarantor needed
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Calculate interest on actual capital used
No interest paid if no capital used
Krungthai Thanawat Loan
INTEREST RATES
Interest Rates
1. In case of borrowers having guarantor / exempt from guarantor
MRR + 3.5%
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2. Borrowers must have guarantor but choose to have no guarantor
 - Government Officers / State Enterprise Officers / Employees of Government Organization / Government Officers
MRR + 5.5%
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3. Borrowers must have guarantor but choose to have no guarantor
- Employees of Private Sectors (Organizations with MOU agreement)
MRR + 6.0%

Credit Limit
Organizations with MOU agreement with Krungthai Bank Organizations without MOU agreement with Krungthai Bank
Government and state enterprise sectors
Upto 15 times of salary Upto 5 times of salary
Private sectors
Upto 10 times of salary Use 5 Plus Thanawat Loan, credit Limit upto 5 times of salary

Qualified applicants
1) Government officers, state enterprise, public organization and state organizations employees

Salary Balance of bank account each month
Organizations with MOU agreement with Krungthai Bank
over 13,000 baht Minimum 15% of salary
Organizations without MOU agreement with Krungthai Bank
over 13,000 baht Minimum 15% of salary

2) Government officers, Contract-based government employees and staff for government and state enterprise organizations.

Salary Balance of bank account each month
Organizations with MOU agreement with Krungthai Bank
over 15,000 baht Minimum 25% of salary
Organizations without MOU agreement with Krungthai Bank
over 30,000 baht Minimum 25% of salary
Additional Conditions
  • The work contract period must be over 2 years and is still accountable for at least another 1 year.
  • Consecutive at least 3 years work experience 

3) Private organization employees

Salary Balance of bank account each month
Organizations with MOU agreement with Krungthai Bank
over 18,000 baht Minimum 25% of salary
Organizations without MOU agreement with Krungthai Bank
Use 5 Plus Thanawat Loan

Required documents
  1. Copy of national identification card, government officer card or state organization employees.
  2. Copy of house registration
  3. Original copy of income certifying letter or latest payroll slip or other original copy of credential income report.
  4. 3-month-backward bank statement is required. In case of a new customer with less-than-6-month of net salary transaction in the Krungthai Bank account, the salary account of other banks may be submitted for loan approval.
Extra Protection for customers
Customers with loan approval are eligible to apply for beneficial group insurance with the low premium rate offers. Terms and conditions are subject to the Bank’s discretion.

FAQ

Daily interest calculation for the actual loan amount and days spent only

How is the Krungthai Tanawat loan’s interest being calculated ?

Daily interest calculation for the actual loan amount and days spent only